Last Revised: 2022

Please read these terms and conditions carefully.  By accessing, browsing or using our websites you are agreeing to comply with and be bound by the following terms of use including the terms of our Privacy Policy .  Our Site and Services are provided in connection with the name Ubiqpay on behalf of Ubiqpay and its affiliates (“Ubiqpay“, “we“, “our“, “Company”) reserves the right, at its sole discretion, to change, modify, add or remove portions of these terms of use, at any time, without notice.  Any changes will be incorporated into the terms and conditions posted to this website from time to time. It is your responsibility to check these terms of use periodically for changes.  Your continued use of the websites after any changes to these terms are posted shall be considered acceptance of those changes.  If you do not agree with these terms and conditions, please do not access any of the websites.

These Terms apply to the Ubiqpay websites located at www.Ubiqpaytechnology.com and all Ubiqpay owned and/or operated websites that are linked to www.Ubiqpaytechnology.com by Ubiqpay and its affiliates.  The Websites are the property of Ubiqpay.  These terms also apply to any and all online resources, materials, download areas and tools (hereinafter “Online Mediums”) both now and in the future.

The Site is available only to individuals who (a) are at least 18 years old; and (b) possess the legal capacity to enter into these Terms and to form a binding agreement under any applicable law, or have received the required consent from their legal guardian to enter into these Terms. Therefore, you hereby represent that you possess the legal authority to enter into these Terms and to form a binding agreement under any applicable law, to use the Site and Service in accordance with these Terms, and to fully perform your obligations hereunder. Please note that we reserve the right to request proof of age at any stage so that we can verify that minors under the age of 18 are not using the Site. In the event that it comes to our knowledge that a person under the age of 18 is using the Site, we will prohibit and block such User from accessing the Site.

Ownership of content 

The Ubiqpay Websites; their past, present and future versions; all pages found within the Ubiqpay Websites; the material and information on the Ubiqpay Websites; all graphics, text, images, audio, videos, webinars, designs, compilation, advertising copy, articles, user interfaces, artwork, any computer applications, any and all copyrightable material (including source and object code) and all other materials, including without limitations the design, structure, “look and feel” and arrangement of such content contained on the Ubiqpay Websites (hereinafter, the “Content”); trade names, trademarks, service marks, logos, domain names, and other distinctive brand elements, whether registered or not are owned, controlled or licensed by or to Ubiqpay, and are protected by intellectual property laws (the “Intellectual Property laws”), including but not limited to copyright, trademark, domain name, patent, trade secret and other proprietary rights and unfair competition laws.  In using the Ubiqpay Websites or the Content, you acknowledge and agree to abide by all applicable Intellectual Property laws, as well as any specific notices contained on the Websites.  All rights not expressly granted are reserved. The Ubiqpay Websites and the Content may not be copied, reproduced, modified, adapted, translated, transmitted, displayed, published, posted, resold, licensed, or otherwise distributed (for compensation or otherwise) in whole or in part in any way, without Ubiqpay’s express prior written authorization.

Your use of the website

You may not use the Ubiqpay Websites or Content for any purpose or in any manner that infringes the rights of any third parties. Access to and use of password protected areas of the Ubiqpay Websites is restricted to authorized users only.  You agree that you: (i) are entirely responsible for maintaining the security of your password; and (ii) will notify Ubiqpay immediately of any unauthorized access or use of your account or password or any other breach of security.  You understand that any person with your password will be able to access your account and any account data.  You accept sole risk of unauthorized access to your account.  Ubiqpay will not be liable to you for any loss you may incur as a result of someone else using your password or account with or without your knowledge.  You may be held liable for losses incurred by Ubiqpay or any other user or visitor to the Ubiqpay Websites due to someone else using your password or account.  You may not use anyone else’s account at any time, without the permission of the account holder.

You agree not to use Ubiqpay’s Websites to: (i) attempt to gain unauthorized access to any portion or feature of the Ubiqpay Websites or any other system or networks connected to the Ubiqpay Websites or any other services offered through the Ubiqpay Websites, and/or other accounts not belonging to you, or violate security of any portion of the Ubiqpay Websites, by hacking, password mining or any other means; (ii) obtain or attempt to obtain any information, materials or documents not purposely made available through the Ubiqpay Websites through any means; (iii) attempt to interfere with the proper working of the Ubiqpay Websites or any transaction being conducted on the Ubiqpay Websites or to restrict or inhibit any other user from accessing or using the Ubiqpay Websites, by means of hacking or defacing any portion of the Ubiqpay Websites.


The information on this Website is for information purposes only.  It is believed to be reliable, but Ubiqpay does not warrant its completeness, timeliness or accuracy.  The information on the Website is not intended as an offer or solicitation for the purchase of Ubiqpay products or services. Ubiqpay may make changes to any products or services offered on the Websites, or to the applicable prices for any such products or services, at any time, without notice.  Product and service availability is not guaranteed and is subject to change without notice.  The materials on the Websites with respect to products and services may be out of date, and Ubiqpay makes no commitment to update the materials on the Websites with respect to such products and services. Your use of and access to the Ubiqpay Websites and Content posted by Ubiqpay and its affiliates is at your sole risk.  The Websites and Content are provided only on an “AS IS” and “AS AVAILABLE” basis without any express or implied warranty of any kind, including warranties of merchantability, non‐infringement, or fitness for any particular purpose.  Ubiqpay makes no representations, warranties or guarantees as to the quality, suitability, truth, accuracy or completeness of the Content.  Ubiqpay further makes no representations, warranties or guarantees that the quality and reliability of any information, and services advertised through the Websites and/or Content will meet your expectations and requirements, be virus‐free, or perform error‐ and damage‐free.  You assume all risk and responsibility for any loss or damage whatsoever to your computer system, data and business arising out of your use of the Website and/or Content.

Limitation of liability

You expressly understand and agree that Ubiqpay  and any employee, member, shareholder, officer, director, affiliate, or subsidiary (together, “Ubiqpay  Parties”) SHALL NOT BE LIABLE to you for: (i)  any loss or damage which you may incur, including without limitation as a result of any reliance placed by you on the accuracy, completeness or suitability of the Content, or any changes Ubiqpay  may make to the Websites and Content, or any temporary interruption or permanent cessation in the provision of the Websites and Content, or, if applicable, your failure to safeguard your account details or passwords. (ii) to the full extent permitted by law, Ubiqpay  and Ubiqpay  Parties are not liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages arising out of or in connection with your use of or related to the Websites and/or Content (including without limitation for loss of or damage to business, revenues, goodwill or data) even if Ubiqpay  and/or Ubiqpay  Parties had previously been advised of, or reasonably could have foreseen, the possibility of such damages, however they arise, whether in breach of contract, negligence or other tortious action. If any exclusion or limitation of liability for a class of damages is held invalid, unenforceable, or determined to be prohibited by law, all remaining exclusions or limitations of liability shall remain in full force and effect.

Privacy Policy 

We respect your privacy and are committed to protect the information you share with us. We believe that you have a right to know our practices regarding the information we collect when you connect to, access or use the Site. Our policy and practices are described in details in our Privacy Policy at ww.ubiqpaytechnology.com , which is incorporated herein by reference. If you intend to connect to, access or use the Site you must first read and agree to the Privacy Policy.


You agree to indemnify and hold Ubiqpay , its subsidiaries, affiliates, shareholders, members, officers, directors, agents, employees and representatives harmless from any claims and demands, including reasonable attorneys’ fees, made by any third party arising from or relating to: (i) your use of and access to the Websites and Content; and (ii) your violation of these Terms and Conditions.  This indemnification obligation will survive the termination of your Ubiqpay account or these Terms.


The Terms constitute the enter agreement between you and Ubiqpay  relating to your use of and access to the Ubiqpay  Websites and Content. 

Any claim relating to the Site or the use thereof will be governed by and interpreted in accordance with the laws of Kenya without reference to its conflict-of-laws principles and the United Nations Convention Relating to a Uniform Law on the International Sale of Goods may not be applied. Any dispute arising out of or related to the Site will be brought in, and you hereby consent to exclusive jurisdiction and venue in, the competent courts of Kenya.

These Terms do not, and shall not be construed to create any relationship, partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between the parties hereto

Have a question or want to get in touch with the Ubiqpay team? Our friendly, in-house team of Ubiqpay experts is waiting to connect. You are most welcome to send us an e-mail to contact@ Ubiqpay.io